Hey guys, in this article, I have listed the 5 best secure payment gateway plugins for WordPress that will give you the highest standard of security. So keep reading.
Running an eCommerce business on WordPress might seem like an overwhelming task, but with the right set of tools, you can accomplish almost anything from inventory and customer management to receiving payments successfully.
But, how do you decide which tools are right for you? Let’s take an example WordPress and online payment gateways. In Particular, WordPress doesn’t provide you any options for processing transactions via online payment gateways, which means that you’ll have to add and configure one.
What you need is a payment gateway to enable customers to pay for their purchases safely and securely, without indulging fear. So, the question arises: Which payment gateway plugin gives you the highest standard of security?
What Is A Payment Gateway?
Payment Gateway is a third-party intermediary method required to appraise and process multiple payments for any online transaction. Significantly, it’s an easier and more flexible process for collecting payments than using a contact form to retain a manual procedure.
For Instance, Square Payment Gateway for WordPress offers a comprehensive edge to the users for the acceptance of debit and credit card payments via the WordPress platform.
They are a standard method for providing credit card processing services for your potential customers. How do you know you need one?
Well, does your business offer products or services in exchange for money? If your answer is yes, then your site needs a way for customers to pay online. That “way” is called a payment gateway.
Along with the payment gateway, you’ll have to make it well-assured that your hosting plan is SSL certified along with PCI compliance.
Why Use A Payment Gateway On Your WordPress Site?
There are several benefits of using payment gateways, one of which is that they are extremely easy to download, install and activate.
The real challenge is selecting a suitable payment gateway since It will have long-term effects on the success of your online business.
Here, we’ll look at the five most secure payment gateway plugins for WordPress that are top-rated by industry experts.
Table of Contents:
1. PayPal
2. Square
3. Stripe
4. 2Checkout
1. PayPal
PayPal is a top-rated payment gateway service on the face of the earth. It is often, more than most, the number one choice for eCommerce websites and freelancers because of its easy-to-use processes and prompt support.
Being a pioneer and leading payment provider in the payment industry, PayPal offers a broad range of well-suited payment services for personal and business use, startups, and eCommerce stores.
This service is available in multiple countries, but there aren’t any restrictions on specific countries. You must ensure that it is supported in your country as well as your potential customers.
The standard PayPal extension for WooCommerce requires a PayPal business account. It doesn’t offer an on-site checkout experience which means that your customers will be automatically redirected to the PayPal website for completing purchases.
PayPal charges are based on the type of account and the number or amount of sales you have made. This makes a positive impact on your business, and you must review them before proceeding ahead.
2. Square
Square Up or Square (for short) is a popular and safe payment gateway for WordPress and WooCommerce stores, especially those with a physical location. Why? Because it offers a POS system that makes it easy for businesses to connect their square account to POS for delivery and in-store purchases.
Square is currently available in the US, Canada, Australia, Japan, and the UK. The transaction fee differs for each country, but it provides a fixed rate of transaction.
There is a versatile range of plugins that integrate square payment methods for payment processing, such as WooSquare Plus, which is a powerful and safe automation system that enables Square users to easily synchronize their customers, payments, and inventory between Square and WooCommerce.
Furthermore, it also supports recurring payments when used together with the WooCommerce subscription extension.
3. Stripe
Stripe is another popular payment method that is well-known because of its security and easy-to-use process.
How does it work? Using Stripe, you can accept credit card payments on your website via a merchant account set up to a bank account. Stripe allows safe and efficient processing of funds via credit card or bank and transfers those funds to the seller’s integrated account. The overall process is done using the physical credit card terminal or an online processor. Hence, it enables customers to pay via Google Pay, Apple Pay, and Alipay.
Stripe is available in over 40+ countries and it also supports over 135+ currencies, and there is no setup or annual fees for the Stripe payment gateway, but they usually charge over 2.9% +30¢ per transaction. It also offers a comprehensive checkout experience, your customers stay on your website during the checkout process, and it works well on mobile and desktop computers.
Several WordPress plugins integrate Stripe as a payment gateway. One of them is ‘cashCred Stripe,’ a popular and premium add-on that enables users to simply redeem myCred points in the form of cash via the Stripe payment gateway. This plugin allows the admin to choose ‘Auto Withdrawal’ or ‘Manual Withdrawal’ to quickly withdraw the earned money via redeeming points using the Stripe payment gateway.
4. 2Checkout
2Checkout is another top-rated global payment method that processes international, local, and custom online and mobile payments. It supports multiple payment methods and provides secure processing services across the globe. It also maximizes your conversion rate via adapting to local aspects of your industry that includes languages, currencies, and payment choices.
Several 2checkout integrated plugins are available such as myCred 2checkout, which enables users to purchase myCred points using 2Checkout.
5. Authorize.Net
Authorize.Net offers easy, safe, and secure credit card and eCheck processing modules. The integration of the Authroize.Net payment gateway enables you to benefit from several features provided by Authorize.Net, such as customer profiles, card tokenization, and eCheck processing.
Furthermore, the authorize.net payment gateway extension enables you to ensure customers on your site for the checkout process to maximize the control on the Checkout so that you can test and implement the most effective exposure for your Online store. An SSI is also needed for PCI compliance because instant checkout ensures that the credit card details of your customer are safe & secure.
Conclusion
Every payment gateway that we mentioned in this article is not only safe and secure for payment transactions but also highly efficient. Now, it’s your decision to choose the one that is best for your business. Always ensure choosing one that gives you the best leverage on transaction costs in your target region and provides an intuitive user experience. Thanks for reading.
